Should You Use 401k Money for a Down Payment? Did you know that you can borrow from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the bank’s! It’s understandable […]

3 Common Mistakes that Lower Credit Scores How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series […]

Understanding the Flow of the Market — Successful Tactics for Buyers and Sellers Buying or selling in the Central Texas market requires an understanding of not only the seasonal shifts in market activity but also the weekly flow of the market.  This ebb and flow is not quite so simple to describe. So Iet’s take […]

Demystifying Your Credit Score How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you […]

Making time for home maintenance tasks can be hard, especially when everyone is so busy. And spending an afternoon watching college football or going to the pumpkin patch is a lot more fun than doing maintenance! But, as a homeowner, the consistent upkeep of your home helps to preserve its value and prevent some avoidable […]

3 bed, 2.5 bath home in Temple’s Sage Meadows with a refreshed interior — new paint, carpet, and fixtures throughout. Offered at $255,000 with $10,000 in buyer concessions. Schedule a private showing to see this one in its refreshed condition. “Schedule a Showing”

2 bed, 1 bath home in Temple’s Garden District with a separate 600+ sq ft flex space — ideal for guests, a studio, or a home office. Offered at $154,900. “Schedule a Showing”

Why the Interest Rate You See Online is NOT the One You’ll Get Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit,  However, it’s very rare that the interest rate you […]

Why Having a Credit Card Helps Your Credit Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to […]

Whether you are buying your first home or your 100th home, you don’t want to miss out on a home that’s perfect for you because of something as easily fixable as your credit score.  Plus, having a high credit score, even if you aren’t buying a home anytime soon is important  for anything else you […]